Every vehicle is inspected & serviced by licensed mechanics, then certified before delivery.

  • Certified pre-owned
  • Inspected & serviced
  • Licensed mechanics
  • Free GTA delivery

Financing that fits your budget

Estimate your payment, then get pre-approved online in minutes. All credit types welcome, and checking your rate won't affect your credit score.

8.99%
Rates from*
96 mo
Terms up to
$0
Down options

*On approved credit. Rate shown is illustrative.

Payment calculator

Estimated payment@ 8.99% / 72 mo

$451/mo

Bi-weekly

$208

Financed

$25,000

Total paid

$32,437

Estimate only, on approved credit. Excludes taxes, licensing and fees. Final terms depend on lender approval.

Approved in minutes

Quick online application with a fast decision, no dealership waiting room.

No credit impact

Checking your rate is a soft pull that won’t affect your credit score.

All credit welcome

Great credit, new to Canada, or rebuilding after a rough patch. We work with lenders for every situation.

Flexible terms

Choose terms and down payments that fit your monthly budget.

Get pre-approved

Fill out a few details and our finance team will match you with the best available rate. It only takes a couple of minutes.

By submitting you agree to be contacted by MniniMotors. See our privacy policy.

Financing questions, answered

Will applying hurt my credit?

No. Our pre-approval uses a soft credit check that has no impact on your score. A hard check only happens once you choose to move forward with a specific lender.

What credit score do I need?

There’s no minimum. We work with multiple lenders and specialize in helping customers with all credit profiles, including new credit and past challenges.

How much should I put down?

Any amount helps lower your monthly payment, but many of our customers qualify with little or no money down. Use the calculator to see the difference.

Can I include a trade-in?

Absolutely. Your trade-in value can be applied directly to your down payment, reducing what you finance. Start on our Sell / Trade page.